Your Complete
Payments Operation.
Ready to Deploy.
Platform + expertise + knowledge transfer — all in one. UNAK replaces your entire payments department from day one, with no per-transaction fees and no vendor lock-in. You go live in weeks, not years.
Full-featured
Off-the-shelf feature set on par with best SaaS solutions.
Total Control
Full control of your payment infrastructure and data
Predictable Infrastructure Pricing
License fee, not per-transaction. Save up to 80% vs PSPs.
Low TCO
Optimize your operational budget with a hassle-free solution
Expert Onboarding
Our team runs it with you from day one. No in-house expertise needed.
Why payment infrastructure is broken
- Infrastructure is standardized, but implementation is not. 95% of payment code is identical across companies, yet businesses build it from scratch every time.
- Fragmented & Incompatible. Current solutions are isolated silos that don't talk to each other.
- The Cost of Inefficiency: $2+ Trillion in annual transaction fees paid for technology that should be a commodity.
- Product, not Service. We replace expensive custom development with a standardized, reference infrastructure.
- Economies of Scale. UNAK delivers the "Core 95%" out-of-the-box, eliminating the need for redundant software development.
- True Commoditization. We do for payments what Cloud did for servers: standardize the rails so enterprises can focus on their business, not the plumbing.
Enabling acquirers, banks, and enterprise merchants to
Run Stripe-like payment platforms in-house — under their own brand, with their own teamFrom zero to full payments operation — in three steps
No internal payments team needed. We bring the platform, the engineers, and the knowledge. You get a live, production-ready operation — and full independence from day one.
Our fintech engineers set up UNAK inside your infrastructure — cloud or on-premise. We connect your processors, configure routing rules, and go live. You don't need a single payments hire.
Weeks, not monthsFor the first 6 months, our team works alongside yours — handling optimization, troubleshooting, routing improvements, and compliance. Your team learns by doing, not from a manual.
6-month knowledge transferAfter onboarding, you own the platform, the data, the logic, and the code. Extend it yourself, hire a team, or keep us on retainer — your choice. No dependency, no lock-in, no per-transaction tax.
Full independenceReal-world use cases
Offer convenient payment options to customers worldwide. Scale gracefully with local payment methods and third-party APIs. Run every transaction through the best provider and re-route failed attempts. Make the most out of your payment data. Manage risk with robust security practices.
Top notch payment gateway features- Improved scalability
- Smart transaction routing
- No vendor lock-in
- Data ownership
- Risk prevention & security
Proprietary Core. Open Architecture.
Payment acceptance orchestration
Payment acceptance collecting
Marketplace
Custom payment method
Custom wallet
Co-branded cardsTop-tier functionality, out of the box
Future-Proof Architecture
UNAK's adaptive ecosystem is engineered to scale with your business. New local payment methods, regional regulations, and third-party integrations are absorbed seamlessly — without disruption to your live infrastructure.
We collaborate with enterprise clients to build platform capabilities that meet specific business requirements. Your competitive advantage is built directly into the architecture.
Get in touchLicense fee, not transaction fee.
The difference is massive.
Every traditional PSP and orchestrator charges a percentage of every transaction. That fee never stops. With UNAK, you pay once for the infrastructure — and keep the margin.
- ✓ You own the platform
- ✓ You own the transaction data
- ✓ Unlimited transaction volume — same cost
- ✓ Open integrations — add any processor
- ✓ Extend and customize without restrictions
- ✓ 6-month expert onboarding included
- ✗ Vendor owns the platform
- ✗ Vendor owns or limits your data
- ✗ Cost scales with every transaction
- ✗ Limited integrations — vendor catalogue only
- ✗ No customization outside roadmap
- ✗ Vendor lock-in from day one
UNAK vs SaaS vs in-house
| UNAK | SaaS Orchestration | In-house Solution | |
|---|---|---|---|
| Customer owns payment data | ✓ | Partially | ✓ |
| Customization & Extension | ✓ | No | ✓ |
| Per Transaction Fee | No | ✓ | No |
| Scalability | Built-in | Built-in | Maybe |
| Payment Method Support | Large open catalogue | Size dependent | Costly |
| Time to Market | Short | Short | Long |
| Initial Cost | Low | Low | High |
| Maintenance Costs | Low | Low | High |
| New V2 rows | |||
| Expert onboarding included | ✓ | No | No |
| Run by client (no SaaS dependency) | ✓ | No | ✓ |
| Extensions Costs | Low | Not possible | High |
Expert-Led Onboarding.
Guaranteed.
Our team of elite fintech engineers guarantees seamless deployment in complex enterprise environments. We deliver a complete, production-ready payment infrastructure — not a package of support hours.
A dedicated team of senior fintech engineers works alongside your team from day one — ensuring integration with your enterprise stack is flawless, PCI/PSD2/GDPR compliant, and production-ready before go-live.
Post-launch, our engineers monitor transaction success rates, routing performance, and system health — proactively resolving issues before they impact revenue.
Built on industry-leading standards
UNAK is built using best industry standards and practices, including high reliability and resilience, low transaction latency, compliance to PCI, GDPR, PSD2, data retention policies, and more.
We share our thoughts and insights about these technologies in depth in our regularly maintained blog.
The confidence in our promise comes from 15+ years of experience
Born from building custom payment infrastructure for leading financial institutions and enterprise customers worldwide — including J.P. Morgan, Nexi, Worldline, Volkswagen Financial Services, and Mercedes Pay. We enable them to digitally transform ideas into market velocity and revenue growth.
